Activity 2: Diary of my day
1. Distribute one copy of Student worksheet: Diary of my day to each student in the class.
2. Invite students to think about everything that has happened since they got out of bed that morning and note all of these activities in the space provided on their worksheet.
3. Take feedback from a sample of students, noting their responses on the white/blackboard.
4. Invite students to write the following heading on the third column of the table on the worksheet: ‘Cost?’ Ask them to consider whether or not there was a day-to-day financial cost to each of the activities they listed in their diary – i.e., insert a tick if there is a cost and cross if there is no cost.
Note: The focus is on day-to-day costs rather than costs associated with original outlay. For example, the electricity it takes to heat the water for a shower each day but not the cost of buying the shower itself.
5. Take feedback from a sample of students, noting their responses on the white/blackboard.
6. Invite students to write the following heading on the fourth column of the table on the worksheet: ‘Who pays?’ Ask them to consider who is responsible for covering the cost of each specific activity they listed in their diary.
Note: Depending on your class, you may wish to display the prompts provided in part C of the Teacher resource sheet: Diary of my day.
7. Take feedback from a sample of students, noting their responses on the white/blackboard.
8. Finally, invite students to write the following heading on the last column of the table on the worksheet: ‘What can I do?’ Ask them to consider what they can do to reduce the costs of each specific activity they listed in their diary.
9. Conclude by reminding students that money is part of all our lives, but this is not always obvious to us as we go about our day. Having a positive relationship with money, and recognising our responsibilities in relation to money is an essential life skill and a step towards financial well-being.
