Paying for your car
When buying a car, it’s important to choose a payment option that suits your needs and budget. You can pay with cash or savings, take out a personal loan, or use finance options like hire purchase (HP) or a personal contract plan (PCP). Learn how each option works and what to consider before you buy.
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Hire purchase
Learn how hire purchase (HP) works for car finance. Understand the costs, your rights, and what happens if you have problems with repayments or your car is faulty.
Learn morePersonal contract plan
Learn how personal contract plans (PCPs) work for car finance in Ireland, including deposits, monthly repayments, balloon payments, and your options at the end of the agreement.
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