Loan calculator
Use our loan calculator below to find and compare the lowest loan rates in Ireland. 100% impartial, covers costs and benefits.
Frequently asked questions
How much can I borrow with a loan?
How much you can borrow depends on your income, expenses and personal circumstances. Lenders use this information to assess whether you can afford to repay the loan.
Can I apply for a green loan?
Green loans typically apply to environmentally friendly purchases, such as electric vehicles, energy-efficient home improvements, or renewable energy upgrades. This can include EVs, home insulation, solar panels, heat pumps, or window upgrades, depending on the lender.
Some providers offer green loans specifically for home improvements, while others cover both vehicles and energy upgrades. Eligibility criteria will vary, so it’s important to check the criteria with each lender.
How much will my loan repayments be?
How much you loan repayments will be will depend on:
- The amount you borrow
- How long you borrow for
- The APR on the loan
Use our loan calculator to determine how much you will repay based on the above criteria.
What is APR on a loan?
APR is the interest you will be charged on a loan and is used to compare different loans. It takes account of all the costs involved over the term of the loan, such as any set-up charges and the interest rate.
What credit score do I need for a loan in Ireland?
In Ireland, lenders do not use a single credit score like in some other countries. Instead, they look at your credit history.
Your credit history shows how you have managed credit in the past, such as loans, credit cards or overdrafts. It includes information on missed or late payments; payment breaks and the amount of credit you have.
Your credit history is recorded on the Central Credit Register for all credit over €500, which is managed by the Central Bank of Ireland. You can access your own credit report for free on the Central Credit Register website.
