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How to manage debt

Debt action plan

If you're struggling with debt in Ireland, follow the CCPC step-by-step debt action plan to prioritise repayments, create a budget and get support from MABS and ISI.

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Consolidating debt

Find out how debt consolidation works, what to consider before consolidating your debts, and where to get help if you’re struggling with repayments.

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Types of debt

Mortgage arrears

Missed a mortgage payment? Learn the steps to take and how to work with your lender.

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Problems making car payments

Struggling with car finance repayments? Explore options for PCP, hire purchase and loans, plus advice on the half rule, surrender and repossession.

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Credit card debt

If you are struggling with credit card debt, learn ways of how to pay it off faster, reduce interest, and avoid fees. Free tools and expert advice from CCPC.

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Gambling debt

Struggling with gambling debt? Take control with practical steps, support services & free advice from MABS, ISI and the Gambling Regulatory Authority.

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