Buying a home step-by-step guide

Buying a home is an exciting experience, but it can also be a bit of a maze. So, being prepared before you start looking for a home will help you through the whole process.


Buying a home is one of the biggest financial decisions you will make. Find out about applying for a mortgage, types of mortgage, changing your mortgage and more.

Apartments and duplexes

Multi-unit developments are usually made up of apartments or duplexes, but can also be made up of townhouses or stand-alone houses that share facilities, such as car parks or outdoor areas, or shared services, such as security and waste collection.

Building Energy Rating

A Building Energy Rating (BER) certificate is required if you are advertising a home for sale or rent, or before a new home is occupied for the first time.  It shows how energy efficient your home is and checks energy use for …

Home insurance

You are not legally obliged to take out home insurance but if you have a mortgage, your lender can insist that you have buildings insurance so that you can afford to rebuild your home if it is destroyed.

Rental accommodation scams

When looking for a property to rent, either as your home or when you go on holiday, the last thing you want is to become a victim of a scam and lose your money. We have tips for you to make your renting experience as safe as possible and avoid being scammed.

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