CCPC pensions research 2025
Summary
The Competition and Consumer Protection Commission (CCPC) commissioned Ipsos B&A to conduct research in July 2025 to understand how Irish adults are preparing financially for their retirement.Publication details
- Publication date:14 September 2025
- Industry:Financial and insurance services - L
- NACE code:Insurance and pension services - L.65
Documents
Research report pensions 2025PDF | 704 KBResearch report pensions 2025 PDF | 704 KB - Opens in new window
Summary findings include:
- While 60% of Irish adults have some form of pension, a significant 26% remain completely unprepared.
- One-third of pension holders regret not starting their contributions earlier.
- 21% of 45–54-year-olds have no retirement arrangements.
- 36% of pension holders are unsure how pensions work.
- 66% have never spoken to a financial advisor.
- More than half of those with a pension lack confidence in its ability to provide a good standard of living in retirement. Pension ownership is lowest among.
- 18 to 24-year-olds (18%), but worryingly, 21% of those aged between 45 and 54 report having no retirement arrangements in place.
