Getting financial advice

Pensions are complex products and can be difficult to understand. However, they are a good way to save for your future and ensure you have enough money at retirement, so it’s important to know what you are getting and ensure it is the right pension for you.

If your employer offers an occupational pension they might also offer you access to advice or provide guidance about joining their scheme, so you should first talk to them.

If you are a member of a public service scheme you can contact the relevant section in your workplace for information.

If you want to buy a personal pension, strongly consider getting financial advice. Pensions are long-term investments so you need to be sure you understand the types of fund you’re investing in, the risks and the suitability for your particular situation.

Get more information on getting financial advice.

Last updated on 7 January 2021