Credit cards are a convenient and flexible way to pay for things without having to carry cash. And if you use them wisely, credit cards can be one of the cheapest sources of credit available.
If you have credit card debt and are only making the minimum monthly repayment, it can feel never ending.
Sometimes you may want to dispute a card transaction if the transaction was not authorised by you, or put through more than once, if supplier did not deliver the goods or services you paid for, or if the goods were delivered to you but were faulty or not as described.
Payment protection insurance (PPI) is insurance that will pay out a sum of money to help you cover your monthly repayments on mortgages, loans, credit/store cards or catalogue payments if you are unable to work. This may be as a result of illness, accident, death or unemployment and will be covered on your policy.