Paying for your car

How to pay for your car is a big decision. From paying cash, to getting a personal loan or buying a car on finance, there are many possibilities. Before you start to look at cars, work out how much you can afford to spend.

Car checks

When you buy a used car, your consumer rights depend on whether you bought it from a dealer or a private individual. Regardless of who you buy the car from, there are a number of questions you should ask the seller and a number of checks you should carry out.

Before you buy a car

There are a number of questions you need to ask yourself before you buy a car: What will you use it for? How long do you expect to own it? Are you looking for reliability? How many miles do you …

Your rights if things go wrong

If you buy a used car from a dealer, you have some protection under consumer law. However, if you buy privately, you do not have the same consumer rights because the person selling the car is not selling it as …

Dealer or private seller?

Your consumer rights  will depend on whether you buy from a dealer or a private seller. If you buy from a dealer, you have some protection under consumer law. However, if you buy privately, you do not have the same consumer rights, so it’s important to know who you’re buying from.

Car insurance

If you drive a car or keep it on a public road in Ireland you must have at least third party car insurance. Find out about different types of insurance, making a claim, renewing your insurance and making a complaint.

Crashed cars

Buying a crashed car could turn out to be both expensive and dangerous. If you’re not aware that the car was previously crashed, then you can’t judge the real condition of the car, and parts that you think should be in good working order might be at the point where they are about to fail.

Clocked cars

Your car displays the total mileage it has driven on a meter called the odometer on the dashboard – this is essentially a ‘clock’ which tells you how many miles or kilometres your car has driven. ’Clocking’ means changing the genuine odometer reading of the car in order to make the car look like it has been driven less than it actually has.

Car servicing and repairs

If you own a car you must make sure it is in a safe, roadworthy condition, and to keep it in good working order. There is plenty of competition for car servicing and repairs, so pick up the phone or go online and shop around for quotes. Remember, whoever services or repairs a particular part of the car is responsible for this work.

Problems making car repayments

If you are having problems making your car repayments you have several options. These depend on what type of finance agreement you have.

Car rental

Find out what you need to know about renting a car – before you book, when you pick up the car and when you drop it back, as well as what to do if the car is damaged.

Contaminated fuel

Contaminated fuel can cause serious damage to your car’s engine and leave you with a hefty bill for repairs.

Last updated on 1 March 2019

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