Paying for your car

What are your options?

How to pay for your car is a big decision, and you will have several options to choose from. From paying cash, to getting a personal loan or buying a car on finance, there are many possibilities.

Personal Contract Plan (PCP)

Many car dealers are now offering finance in the form of a Personal Contract Plan (PCP) to consumers when they are buying a car. Find out the pros and cons of PCPs.

Hire purchase

Many ‘car finance loans’ offered by garages and some lenders are actually hire purchase agreements. Find out more about how they work.

Personal loans 

There are a number of things to think about before you take out a personal loan for a car. How much can you afford to borrow and how long should you borrow for?

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