money

Banking

Opening an account

Depending on the bank or provider there are a number of ways you can open a current account. You can open an account: In a branch Online Through a mobile app  Over the phone and by post What documentation do …


Choosing a current account

Current accounts are the most common type of bank account and are a convenient and often necessary way to manage your money. A current account allows you to: Keep your money in a secure place and view your balance and …


Reduce your current account fees

Most banks now charge bank account fees and you may now have to comply with certain rules to qualify for free banking.
If you don’t qualify for free banking there are still some simple steps you can take to reduce the amount you do pay for bank charges.


Budget accounts

A budget account helps you to spread out the cost of your household bills over the year. You make a payment of a set amount into the budget account every week or month so the money is there to pay …


Switching accounts

You may want to switch your current account because your fees are too high, you are unhappy with the level of service or your current bank doesn’t offer a product you want. The Central Bank of Ireland has a that …


Bank cards

There are different cards that have different features and services. Debit card ATM card Credit card Prepaid card Lodgement card Debit card When you open a current account you will receive a debit card. With a debit card you can …


Contactless payments

With contactless payments you can buy items using your debit or credit card up to a limit of €30 without having to put your card into the card machine and enter the pin number. How do contactless payments work? Most …


Paying bills

You can use your current account to pay your bills and other payments in a number of ways. Direct debit A direct debit is an instruction from you to your bank giving permission to a creditor such as another bank, …


Transferring money

You may need to transfer money to someone in Ireland, the EU or a country outside the EU. Depending on your bank, the destination and the amount you wish to send, a transfer can be carried out in a variety …


Basic bank accounts

A basic bank account is a type of current account where you don’t pay any charges for everyday banking for the first year. To avail of a basic bank account you will need to meet certain criteria. You can open …


Fintech products and services

There are some banks that don’t have physical branches in Ireland and are only online or mobile based. These are sometimes called fintech providers as they use technology to provide financial products and services to customers. How do fintech providers …


Haven't found what you're looking for?