How to be Good with Money
For many people in Ireland the impact of the recession continues to be felt. The CCPC’s recent financial well-being research shows that while most people are doing okay financially and can meet their current commitments, they have little put aside for financial shocks.
How to be Good with Money is a new personal finance TV programme sponsored by the CCPC that aims to help people take control of their money. Each week, financial planner Eoin McGee helps a household to manage their money better and achieve their financial goals.
The CCPC has independent financial information on managing and making the most of your money. Find out more about the topics covered each week below.
Tune in to How to be Good with Money every Thursday at 8:30pm on RTÉ One.
If, like Kerri and Brian, you’d like to get a better handle on managing your money you can use our budget planner to get started and find more information in our budgeting section. If you are about to be a new parent we have some helpful tips on what to expect financially when having children.
The couple’s long-term goal is to save enough for their first home. You can take a look at the different ways to save and how much you should think about putting aside in our saving section. We also have a step-by-step guide for when you are ready to buy your home.
If you missed episode 1 catch it here on the RTE Player.
In this week’s episode Eoin helped mother-of-two Michele Radix to tackle her debt situation and her worries about the future. If you are struggling with debt, our debt action plan may be of help and our information on debt consolidation may also be useful.
If you have problem debt relating to your mortgage the Abhaile service from MABS provides comprehensive information. Our mortgage arrears section can also point you in the right direction. Our budgeting section has money saving tips and a financial health check to help you carry out a yearly review of your finances.
If you missed episode 2 catch it here on the RTE Player.
Episode 3 saw Eoin heading to Kildare to help Mary Anne and Mustafa manage their finances so Mary Anne could take some extra time off when their new baby arrives. Our website has a number of sections you may find helpful if you’re in a similar situation.
Our managing your money section will help you to see if you could cut back your spending and our information on having children will help you prepare financially for a baby’s arrival. Mary Anne and Mustafa looked at whether they could save money by switching their mortgage. If you want to see if you could save on your mortgage use our mortgage comparison tool to find the best option for you. If putting some money aside for the future is your goal you can compare regular savings accounts or find out more about investing.
If you missed episode 3 catch it here on the RTE Player.
In episode 4 we saw hard-working Rachel struggle to manage her business and personal bank accounts effectively and pay herself consistently from her dog grooming business. Eoin helped her clean up her bank accounts so she can achieve her long-term goal of buying a house.
If you have a similar goal you can use our step-by-step guide to buying your home and you can also see what mortgage might suit you best with our mortgage comparisons. Our budget planner can help you get a better picture of your finances. If like Rachel, you are self-employed you should take a look at our information on income protection insurance and start planning for your pension as early as possible.
If you missed episode 4 catch it here on the RTE Player.
This week Eoin helped travel-lover Rachel get a handle on her spending and figure out what she needs to do to start saving for her short and medium-term goals. If, by the end of the month, you find that your finances are getting a little tight you might find our information on managing your money useful.
If putting money aside is your priority we have information on how much you could save and the different ways you can save. If getting on the road is one of your goals you should check out our cars section and think about whether you should buy from a private seller or a dealer and what to consider before buying. You should also think about the best way to pay for your car. Saving up and paying for your car in cash, like Rachel, is the cheapest option, as you don’t have to pay interest on a loan.
If you are a frequent flyer travel insurance should definitely be on your radar.
If you missed episode 5, catch up on the RTÉ Player.
In the final episode of the season Eoin set out to help busy couple Marina and Brian achieve their goals of saving enough for their children’s college education and retiring early, all while paying off their mortgage.
If sorting out savings is one of your goals you can compare regular savings accounts to see which one might suit you best or take a look at our information on savings. We also have some information on some of the things you should think about when it comes to your child’s future. If you are thinking longer-term, your pension should be something you prepare for long before you need it and you should start planning for your retirement as soon as possible.
If you missed episode 6 catch it here on the RTÉ Player.
- Applying for a mortgage
- How much of a mortgage can you get?
- Types of mortgage
- Mortgage interest rates
- Switching your mortgage – review your options
- Mortgage fees and charges
- Mortgage interest relief
- Refused a mortgage?
- Equity release
- Changing your mortgage
- Mortgage arrears
- Rebuilding Ireland Home Loan
- Mortgage protection insurance
- Credit cards
- Jargon buster
- Applying for a loan
- Paying for your car
- Your credit history
- Personal loans
- Consolidating debts
- In-store credit
- Payment protection insurance
- Moneylenders’ loans
- Mortgage top-up
- Equity release
- It Makes Sense scheme
- How to be Good with Money
- Managing your money
- Money saving tips
- Life stages
- Digital and crypto-currencies
- Getting financial advice