Thinking of investing

Investments are financial products that you buy or put your money into with the aim of making a return or profit on your money. The general goal is to make enough return on your money that is greater than any charges, taxes or inflation.

Being an investor also involves a degree of risk compared to other financial products, for example, a regular saving deposit account. The higher the return you are looking for on your money, the higher the risk you will need to take on. There are many different types of investments with different levels of risk attached to them, so it is important to choose an investment with a level of risk that you are comfortable with.

If you are considering investing, make sure you think about getting financial advice from a financial adviser who is independent from the bank, stockbroker etc. that is directly selling the investment. Our information will also help you consider what investment options are available to you and important factors you should consider before and after you invest.

Before you invest, it is important that you know what type of investor you are, what type of investment you would be comfortable putting your money into and for how long. Take a few minutes to ask yourself these six questions:


Last updated on 13 September 2021