How much can you borrow?
There are many factors that lenders consider when deciding how much they will lend you. These include;
- Your income
- Your age
- If you have any dependents
- Other loans/debts you have
- Previous mortgages/other houses you own
Lenders must apply Central Bank of Ireland rules as well as their own criteria. For example, lenders may limit the percentage of your take-home pay that can be used for mortgage repayments.
Central Bank limits
How much can you afford to borrow?
First home scheme
Last updated on 24 August 2023