Ten years since ‘Yes’, how to plan your wedding for less
May 22, 2025
Ten years ago today, Irish voters made history when they said “I do” to marriage equality. It was the dawning of a new age of equality – equal status, equal access and, let’s face it, equal expense.
Of course, money can’t buy you love, but it can buy catering, accommodation, rings and wedding outfits. But how much you spend is up to you. Try to resist the pressure to overspend and fall into debt.
Here are our top tips to make sure both you and your betrothed ease down the aisle.
Start saving
Look at how you and your partner currently manage money. Our budget planner will help each of you work out what you spend compared to your income. It will show where you can save and how much is left over to spend. This money can go into a new savings account towards your big day. Putting a little bit away every week will help you in the months leading up to the wedding. Remember, it’s never too late to save towards your wedding day.
Decide a spending limit
It’s essential to work out how much you can afford to spend in advance and try to stick to it. After reviewing your finances and setting up a savings plan, you’ll have a realistic idea of what your spending limit should be.
Don’t fret if it feels like your dream wedding is out of reach. There are simple ways to lower your spend and make your wedding just as memorable. For example, booking your wedding during off-peak season, reducing your guest list or posting online invites. Wedding venues are well used to couples asking how to cut costs. Don’t be too shy to ask or haggle, they might even throw in a few sweeteners!
Pay by debit or credit card
It’s better to pay by card rather than cash. You’ll have some protection in the event of a cancellation or the bridal supplier shutting down shop. Paying by card means you might be able to ask for chargeback. You should also always ensure you get receipts and carefully read any terms and conditions.
Take out wedding insurance
Some things are outside our control. For example, the wedding hotel you’ve booked goes bust and closes unexpectedly. You may have paid a deposit but have no guarantee of getting this back.
Having wedding insurance gives you more security and peace of mind if something goes wrong. Shop around for the best value and know exactly what your policy covers. If you both already own your own home, consider insuring your engagement/wedding rings on your home contents insurance so you are covered for any loss or damage.
Our Money Hub has more information on getting married.
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