CCPC Pensions Research 2025
The Competition and Consumer Protection Commission (CCPC) commissioned Ipsos B&A to conduct research in July 2025 to understand how Irish adults are preparing financially for their retirement.
Summary findings include:
- While 60% of Irish adults have some form of pension, a significant 26% remain completely unprepared.
- One-third of pension holders regret not starting their contributions earlier.
- 21% of 45–54-year-olds have no retirement arrangements
- 36% of pension holders are unsure how pensions work
- 66% have never spoken to a financial advisor
- More than half of those with a pension lack confidence in its ability to provide a good standard of living in retirement.
- Pension ownership is lowest among 18 to 24-year-olds (18%), but worryingly, 21% of those aged between 45 and 54 report having no retirement arrangements in place
Attachments:
Pensions Research Report 2025
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