CCPC publishes Impact Report 2021-2024

January 30, 2026

The Competition and Consumer Protection Commission (CCPC) today published a new impact report, estimating the financial benefits to consumers arising from its enforcement of competition and consumer protection law, and from its consumer information and advice services.

Key findings include:

  • €682 million in estimated consumer benefit from 2021 to 2024
  • An average annual benefit of €170 million
  • A total operating cost of €32 million over the period
  • A consumer benefit ratio of €21 for every €1 spent

The report shows that competition enforcement delivered the largest financial gains for consumers:

  • Antitrust cases generated an estimated €305 million in benefits, a return of €60 for every €1 spent
  • Merger control interventions delivered approximately €158 million
  • Consumer protection work generated an estimated €220 million, driven by enforcement actions against traders and providing consumers with information and guidance on their rights.

The main cases contributing to these benefits included a major CCPC investigation into suspected anti-competitive practices in the motor insurance sector, and a consumer enforcement action against Tesco Ireland, which pleaded guilty in 2024 to breaches of consumer protection law relating to unit pricing on Clubcard promotional labels.

This is the CCPC’s second ex ante impact assessment, estimating the future financial impact for consumers arising from its interventions between 2021 and 2024. The first assessment, published in 2022, covered the period 2017 to 2020.

Although the CCPC is not legally required to quantify its financial impact, it is committed to transparency, accountability, and ensuring effective use of public resources to protect consumers and ensure fair competition. Measuring impact helps demonstrate the real and tangible benefits delivered by the CCPC to consumers and the wider economy.

Brian McHugh, chairperson of the CCPC, said:

“This report demonstrates the real value that the CCPC delivers for consumers and for Ireland. Every euro invested in our work generated €21 in consumer benefit, a return that demonstrates both the impact and the importance of what we do.

“Our mission is to empower and inform consumers, safeguard their rights, and ensure that businesses compete fairly. Our vision for open and competitive markets, where consumers are protected and businesses actively compete, remains at the heart of everything we do.

“Our focus continues to be on delivering transparent outcomes, empowering consumers with knowledge of their rights, and being a leading voice for competition and consumer welfare across Ireland. A well-functioning, competitive marketplace is essential for a thriving Irish economy, and we are committed to delivering tangible benefits for consumers now and into the future.”

Minister for Enterprise, Trade and Employment, Peter Burke, added:

“I welcome the publication of this impact report and the clear evidence it provides of the CCPC’s significant contribution to consumer protection and fair competition in Ireland.

“The CCPC continues to deliver real and measurable results, from tackling anticompetitive and unfair commercial practices to improving transparency for consumers. Fair, transparent and competitive markets benefit consumers, support business growth, and strengthen Ireland’s long term economic health.”

Speaking today, Minister of State for Trade Promotion, Artificial Intelligence and Digital Transformation, Niamh Smyth said:

“The scale of the aggregate direct financial benefit to consumers in amounting to €682 million underscores the vital role the CCPC plays in ensuring that markets work better for both consumers and businesses in Ireland.

Strengthening the powers of the CCPC is a key commitment of the Programme for Government, and I look forward to developing a legislative mechanism aimed at enhancing Consumer Protection, Competition and Enforcement in the months ahead.”

A robust and independently verified assessment

The impact assessment was carried out by the CCPC and independently reviewed and verified by Dr. Franco Mariuzzo, University of East Anglia, using internationally recognised methodologies. Due to data and methodology limitations, the assessment does not include the CCPC’s work on product safety or market research.

View the full report.

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