{"id":447,"date":"2017-01-24T17:03:46","date_gmt":"2017-01-24T17:03:46","guid":{"rendered":"https:\/\/www.ccpc.ie\/consumers\/?page_id=447"},"modified":"2023-11-08T14:54:50","modified_gmt":"2023-11-08T14:54:50","slug":"credit-cards","status":"publish","type":"page","link":"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/","title":{"rendered":"Credit cards"},"content":{"rendered":"<div class=\"row\">\n<div class=\"col-lg-6 col-md-6 col-sm-12 col-xs-12\">\n<div class=\"landing\">\n<h2><a href=\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/credit-cards\/\">Credit cards<\/a><\/h2>\n<p><div data-post-id=\"2425\" class=\"insert-page insert-page-2425 \"><p>Credit cards are a convenient and flexible way to pay for things without having to carry cash. And if you use them wisely, credit cards can be one of the cheapest sources of credit available.<\/p>\n<\/div><br \/>\n<\/div><!--\/endlanding--><\/p>\n<\/div>\n<div class=\"col-lg-6 col-md-6 col-sm-12 col-xs-12\">\n<div class=\"landing\">\n<h2><a href=\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/credit-card-debt\/\">Credit card debt<\/a><\/h2>\n<p><div data-post-id=\"495\" class=\"insert-page insert-page-495 \"><p>If you have credit card debt and are only making the minimum monthly repayment, it can feel never ending. Follow our tips on tackling credit card debt.<\/p>\n<\/div><br \/>\n<\/div><!--\/endlanding--><\/p>\n<\/div>\n<div class=\"col-lg-6 col-md-6 col-sm-12 col-xs-12\">\n<div class=\"landing\">\n<h2><a href=\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/disputed-card-transactions-chargeback\/\">Disputed card transactions &#8211; chargeback<\/a><\/h2>\n<p><div data-post-id=\"449\" class=\"insert-page insert-page-449 \"><p>Sometimes you may want to dispute a card transaction if the transaction was not authorised by you, or put through more than once, if supplier did not deliver the goods or services you paid for, or if the goods were delivered to you but were faulty or not as described.<\/p>\n<\/div><br \/>\n<\/div><!--\/endlanding--><\/p>\n<\/div>\n<\/div><!--\/row--><div class=\"clear\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Credit cards are a convenient and flexible way to pay for things without having to carry cash. Be sure to use your credit card wisely and avoid credit card debt. <\/p>\n","protected":false},"author":178,"featured_media":0,"parent":11408,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"page-sub-landing.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"tags":[14,8],"class_list":["post-447","page","type-page","status-publish","hentry","tag-credit-cards","tag-money"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Credit cards - CCPC<\/title>\r\n<meta name=\"description\" content=\"How credit cards work\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_GB\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Credit cards - CCPC\" \/>\r\n<meta property=\"og:description\" content=\"How credit cards work\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/\" \/>\r\n<meta property=\"og:site_name\" content=\"CCPC Consumers\" \/>\r\n<meta property=\"article:modified_time\" content=\"2023-11-08T14:54:50+00:00\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/\",\"url\":\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/\",\"name\":\"Credit cards - CCPC\",\"isPartOf\":{\"@id\":\"https:\/\/www.ccpc.ie\/consumers\/#website\"},\"datePublished\":\"2017-01-24T17:03:46+00:00\",\"dateModified\":\"2023-11-08T14:54:50+00:00\",\"description\":\"How credit cards work\",\"breadcrumb\":{\"@id\":\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.ccpc.ie\/consumers\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Money Hub\",\"item\":\"https:\/\/www.ccpc.ie\/consumers\/money\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Credit cards\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.ccpc.ie\/consumers\/#website\",\"url\":\"https:\/\/www.ccpc.ie\/consumers\/\",\"name\":\"CCPC Consumers\",\"description\":\"The Competition and Consumer Protection Commission\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.ccpc.ie\/consumers\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Credit cards - CCPC","description":"How credit cards work","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/","og_locale":"en_GB","og_type":"article","og_title":"Credit cards - CCPC","og_description":"How credit cards work","og_url":"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/","og_site_name":"CCPC Consumers","article_modified_time":"2023-11-08T14:54:50+00:00","twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/","url":"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/","name":"Credit cards - CCPC","isPartOf":{"@id":"https:\/\/www.ccpc.ie\/consumers\/#website"},"datePublished":"2017-01-24T17:03:46+00:00","dateModified":"2023-11-08T14:54:50+00:00","description":"How credit cards work","breadcrumb":{"@id":"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.ccpc.ie\/consumers\/money\/credit-cards\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.ccpc.ie\/consumers\/"},{"@type":"ListItem","position":2,"name":"Money Hub","item":"https:\/\/www.ccpc.ie\/consumers\/money\/"},{"@type":"ListItem","position":3,"name":"Credit cards"}]},{"@type":"WebSite","@id":"https:\/\/www.ccpc.ie\/consumers\/#website","url":"https:\/\/www.ccpc.ie\/consumers\/","name":"CCPC Consumers","description":"The Competition and Consumer Protection Commission","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ccpc.ie\/consumers\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"}]}},"_links":{"self":[{"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/pages\/447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/users\/178"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/comments?post=447"}],"version-history":[{"count":2,"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/pages\/447\/revisions"}],"predecessor-version":[{"id":19552,"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/pages\/447\/revisions\/19552"}],"up":[{"embeddable":true,"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/pages\/11408"}],"wp:attachment":[{"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/media?parent=447"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccpc.ie\/consumers\/wp-json\/wp\/v2\/tags?post=447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}