Wedding planning? Make sure you’re covered

February 27, 2018

If love was in the air this Valentine’s day, maybe you’re starting to plan a wedding! While this is a really exciting time, we all know that it can cost a pretty penny too. We’ve put together some tips to help you stay within your budget while still having the wedding you’ve always dreamed of.

Work out a wedding budget

With the average Irish wedding costing about €20,000, costs can quickly soar. Our handy wedding budget planner allows you to work out what you can afford to spend. It will help you prioritise your spending and decide what’s really important for you, and what can be cut out.

Start saving

To avoid taking on unnecessary debt, consider opening a savings account dedicated to your wedding costs. Even if you can only afford to save a small sum, it will mount up quickly – every little helps in the months coming up to the big day.

Think outside the box

We all want our wedding to be perfect, but you’d be surprised by how you can make savings without compromising on the most important things. Have a think about getting married off-peak, as the month and the day you choose could save you a lot of money. And instead of spending a lot of money printing and posting save-the-dates, you could create a free version online and email it to your guests.

Pay by debit or credit card

Paying by debit or credit card instead of cash offers you some protection if things don’t go as planned. For example, you might be able to request a chargeback if something goes wrong, such as a shop closing down. And remember that when you pay a deposit, the amount paid is generally non-refundable.

Do your homework

With so much information available online nowadays, it’s easy to do some research before you hand over any money. Join online discussion forums and read up on wedding blogs to discover other people’s experiences with suppliers and tips for cutting costs. You should also watch out for scams – with so much to plan and pay for, the last thing you want is to become a victim of a scam and lose your money.

Think about insurance

Taking out wedding insurance offers you more security if something does go wrong, such as a cancellation, or a company failing to deliver a promised service. Lots of providers offer wedding insurance, so shop around for the best price – just make sure you know what the policy covers before you buy. You could also consider getting engagement and wedding rings valued and insured as ‘specified items’ on your home contents insurance so you are covered for any loss or damage.

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